Remortgaging

Our Methods

Helping You Make Informed Decisions

Know Your Budget

Understand what you can comfortably afford — we’ll help you work it out.

Beyond the Rate

Rates matter, but fees and terms matter too. We compare the full picture.

Plan Ahead

Your mortgage should fit your future plans, not just today.

Get Expert Guidance

Personalised advice ensures you choose the right deal with confidence.

You could access a more suitable deal

Remortgaging could help reduce your monthly mortgage payments and ensure your deal still meets your needs.

You may choose to stay with your current lender or explore options with other providers. It is always worth reviewing your mortgage, particularly if your fixed or discounted rate is coming to an end. Taking action at the right time can help you avoid moving onto your lender’s standard variable rate, which is often higher.

Remortgaging can also allow you to benefit from any increase in your property’s value. This may help you secure a more competitive rate or release equity for other purposes, depending on your circumstances and long term plans.

Disclaimer : “You may have to pay an early repayment charge to your existing lender if you re-mortgage. Think carefully before securing other debts against your home.”

Expect a seamless, straightforward, and stress-free journey.

Whether it’s getting the keys to your dream home or arranging the right protection, we keep every step simple and stress-free — from enquiry to completion and long after.

1000s

Mortgage Products

90+

Mortgage lenders

100%

Tailored service

100+

5* Reviews

FAQ's

Frequently Asked Questions

1. What is a remortgage?

A remortgage is when you switch your existing mortgage to a new deal — either with your current lender or a new one. It’s often done to save money, secure a better rate, or release equity from your property.

2. Why should I remortgage my home?

People remortgage for many reasons: to reduce monthly payments, avoid moving onto a higher standard variable rate, release equity, or find a deal that better suits their current circumstances.

3. When is the best time to remortgage?

The ideal time is usually a few months before your fixed or discounted rate ends. This gives you time to secure a new deal and avoid switching to your lender’s standard variable rate.

4. Can I remortgage with bad credit?

Yes, it may still be possible. Some lenders offer options for borrowers with credit issues. Speaking with an adviser can help you understand your choices and find the most suitable route forward.

The guidance and/or information contained within this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK. RMR Finance Ltd. is registered with the Data Protection Act 1998 registration No: ZB104779 and is authorised and regulated by the Financial Conduct Authority and is entered on the Financial Services Register https://register.fca.org.uk/ under Reference Number: 1017699 an Appointed Representative of TMG Direct Limited which is authorised and regulated by the Financial Conduct Authority under Firm Reference Number: 786245 and registered with the Data Protection Act 1998 Registration No: ZA178200. RMR Finance Ltd. Registered Office: 1 Oakhurst Drive, Crowborough, East Sussex, TN6 2TA. Registered in England Number: 13506538​THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR PROPERTY. YOUR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

Legal

Contact

FAQ

Privacy Policy