Income protection

Our Methods

4 Tips To Prepare For Your Protection Quote

Your Health

Insurers look at your medical history and any existing conditions. Being clear and accurate helps ensure you get the right level of cover and a fair premium.

Your Occupation

Some jobs carry more risk than others. Your occupation helps insurers assess the likelihood of a claim and can influence your premium.

Your Age

Younger applicants usually pay less, so securing cover early can help lock in lower long-term costs.

Your Lifestyle

Smoking, drinking, or high-risk hobbies can affect your premium. Your lifestyle helps insurers understand your overall risk level.

Protect Your Income and Your Future

Income Protection Insurance is designed to support you financially if you are unable to work due to illness or injury. It provides a regular income to help cover essential living costs until you are able to return to work, retire, or reach the end of your policy term. This can give valuable peace of mind during difficult and uncertain times.

We compare a wide range of income protection policies to help you find cover that suits your circumstances, budget, and level of protection required. Our approach ensures you understand how your cover works and feel confident in the decisions you make.

Let us help you put the right protection in place so you can safeguard your income and secure your financial future with confidence.

Disclaimer : “It is important to note that the plans will have no cash in value at any time and will cease at the end of the term. If premiums are not maintained, then cover will lapse.”

Expect a seamless, straightforward, and stress-free journey.

Whether it’s getting the keys to your dream home or arranging the right protection, we keep every step simple and stress-free — from enquiry to completion and long after.

1000s

Mortgage Products

90+

Mortgage lenders

100%

Tailored service

100+

5* Reviews

FAQ's

Frequently Asked Questions

1. What is Income Protection Insurance?

Income Protection pays you a regular income if you can’t work due to illness or injury. It helps cover your essential costs while you recover.

2. Who is Income Protection designed for?

Anyone who relies on their income — employees, contractors, or the self-employed — can benefit from having a financial safety net in place.

3. How does Income Protection work?

If you’re unable to work, your policy pays out a monthly income after a chosen waiting period. Payments continue until you return to work, retire, or reach the end of the policy term.

4. How much does Income Protection cost?

The cost depends on factors such as your age, health, occupation, lifestyle, and the level of cover you choose. We can help you compare options to find affordable protection.

5. What affects the price of Income Protection?

Your age, medical history, job type, lifestyle habits, and how quickly you want payments to start can all influence the premium.

6. Can self-employed people get Income Protection?

Yes. Income Protection can be especially valuable for the self-employed, as it replaces lost income when you’re unable to work and don’t have employer sick pay to rely on.

The guidance and/or information contained within this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK. RMR Finance Ltd. is registered with the Data Protection Act 1998 registration No: ZB104779 and is authorised and regulated by the Financial Conduct Authority and is entered on the Financial Services Register https://register.fca.org.uk/ under Reference Number: 1017699 an Appointed Representative of TMG Direct Limited which is authorised and regulated by the Financial Conduct Authority under Firm Reference Number: 786245 and registered with the Data Protection Act 1998 Registration No: ZA178200. RMR Finance Ltd. Registered Office: 1 Oakhurst Drive, Crowborough, East Sussex, TN6 2TA. Registered in England Number: 13506538​THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR PROPERTY. YOUR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

Legal

Contact

FAQ

Privacy Policy